However, is important that the damages are covered in the insurance policy.​. Where can I view the list of cashless garages in my city? What are the different modes of payment accepted online? This additional cost only comes into effect if the risk to the car policy owner is judged as ‘higher than normal’. An annual premium for a new Maruti Vitara Brezza starts at Rs. The market share of Reliance General Insurance is over 8% in the private sector. Great..Happy to be associated with Reliance General Insurance. The feeling I got at the end of the chat was that the team was happy to serve their customers. Buy/Renew Car insurance, Two Wheeler/Scooter insurance, Health insurance, Travel insurance, home insurance & other Insurance products offered by taking a quote online now! It has a revenue of $3.9M. Loading is an additional cost that is added to the car insurance premium when a policy is renewed. Consumable items such as nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and break oil are covered. 25,081. I got my car insurance in minutes and I am really happy with their services. Reliance General Insurance is one of India’s leading private general insurance companies with over 94 customized insurance products catering to the corporate, SME and individual customers. This is simply because motor insurance rates are fixed based on the registration zone of the car. Then a survey will happen and you will have to submit required documents for the claim. Reliance General Insurance is a private. For example, if your claim amount is Rs. 3,000 and the claim will be worth Rs.17,000. 7 907 en parlent. There are two types of car insurance: 'Third-Party Insurance' and 'Comprehensive Car Insurance'. A vehicle will be considered to be a CTL, where the aggregate cost of retrieval and/or repair of the vehicle subject to terms and conditions of the policy exceeds 75% of the IDV.​. You can now Do Inspection Yourself. In such case, the total sum of the expenses paid for the vehicle insurance, registration charges and road tax is reimbursed proportionately. Renewal of the policy online is a secure process as you have all the details in front of you which you can read yourself at your speed. If I have LPG or CNG kit fitted in the car, but it’s not endorsed in the RC book, will it be covered in the policy? Reliance General Insurance Company Limited (Reliance General Insurance) is a part of Reliance Capital Ltd. of the Reliance Anil Dhirubhai Ambani Group.Reliance Capital is one of India’s leading private sector financial services companies, and ranks among the top 3 private sector financial services and banking companies, in terms of net worth. Opt for this and you will n​ot have to bear the losses occurred due to depreciation on all parts except the tyres and tubes. It is calculated by adjusting the current manufacturer's listed selling price of the car with depreciation percentage as listed in the table below: ​Electrical accessories are any electronically powered accessories that are part of your car. The Third Party Liability Car Insurance policy is generally chosen by individuals who want to buy car insurance as it is mandatory by law. Hence, It's better to be safe than sorry! All the vehicles are insured for a value called Insured Declared value which is based on the price of the vehicle subtracted by the depreciation faced due to vehicles age. So choose wisely and secure your car with our assortment of add-on covers. Some of the add-on covers we recommend and offer to you are: This add-on cover helps you to retain your earned No-Claim Bonus (NCB) percentage, even after you’ve made a claim. … 5 lakh. The cubic capacity of your car will affect the premium rate you pay to get your vehicle insured. We award a discount on the Own Damage premium if your car is fitted with an ARAI-approved anti-theft alarm and locking system. This helps you to retain your valuable No Claim Bonus at a small additional premium.Click here to understand No Claim Bonus Retention. You can make changes to your car policy only in the following cases: • Either the name, registration number, engine number, chassis number or model number of your four wheeler vehicle has to be corrected. ​For more details on risk factors,​ ​terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. Refer our car​​ insurance guide​ and go through the chapters to become an car insurance expert. You can also make a video or take some photos of the car as proof that actually what happened. Smart & innovative solutions for insurance and much more. Suppose at the end of 12 months of the policy, the insured did not make any own damage claim. If you don't make any claim on your car insurance policy for a few years, the NCB can reduce your premium cost to half the price. Reliance General Insurance Company Limited provides Motor Insurance, Health Insurance, Travel Insurance… comprehensive car insurance policy is the best option. The policy remains more or less unaffected even if you move. Does the car model affect the cost of Car insurance? In order to have a complete coverage, you should have a Comprehensive Car Insurance Cover. car insurance in your city!​​, With For example, if the market value of your car is Rs. Once a request is logged in, the inspection process takes place within 24 hours. Now on this car, if you’ve made any claim up to Rs. One CPA policy covers the insured for all the vehicles owned by him/ her. What is an endorsement? ​What is the Total Cover add-on? With ​nil​ depreciation cover also known as This add-on cover is applicable to the following conditions​-. This cover is easily included with an additional premium of Rs. You can also use other payment options like UPI and Paytm.​. Add-on covers literally add extra protection and cover benefits to your car insurance policy. We don't mean to scare you by these grim statistics. Towing Services are free of charges for Garages present with in 25 kms from breakdown location. The Motor Secure Plus Cover includes-. 2000/-, 35% on the OD premium of the vehicle, subject to a maximum of Rs. This is because a car insurance policy offers basic protection against damage and losses to your vehicle, so one might think that add-on covers are avoidable. The average Reliance General Insurance monthly salary ranges from approximately ₹ 10,000 per month for Account Executive to ₹ 32,000 per month for Customer Service Representative. ​Voluntary deductible is an amount that you agree to pay towards a claim (in addition to the compulsory deductible) before the insurance company picks up the balance. In what scenarios can I make a Personal Accident claim? ​If the damage to the car is minimal, it is always a good idea not to make a claim on your car insurance plan. There are Company is … If you seek overall protection from the damages caused due to unforeseen accidents, opting for a • You can transfer your existing automobile insurance policy to the new owner of the car.​. The average Reliance General Insurance salary ranges from approximately ₹ 1,38,937 per year for Customer Service Representative to ₹ 4,50,197 per year for Sales Manager. It is a prepaid card that will work like a regular gift voucher that can be used to buy a health insurance policy from Reliance General Insurance as a gift for someone during the upcoming festive season. We, the insurers, will pay the repair charges of the car directly to the garage. Claim Form has been sent to Your Email Address. In this condition, we have to leave our vehicles in the garages and travel by our own. A delay in reporting will affect your claim, as an insurance company could deny liability. We offer car insurance in various Indian cities. No Claim Bonus. Also, (In case insured has other PA policies differential SA can be opted by insured), The Automobile Association of Southern India, The Automobile Association of Upper India, Insured Declared Value or IDV (present market value of the car), Type of cover - whether you want comprehensive or third-party vehicle insurance cover only, No-Claim Bonus retention (this gets you a discount on the premium), Proof of Automobile Insurance - Policy / Cover Note copy, Copy of Registration Book, Tax Receipt (Original required for verification), Copy of Motor Driving License (with original) of the person driving the vehicle at the material time, Police Panchanama / FIR (In case of third-party property damage/ death / body injury), Estimate for repairer, where the vehicle is to be repaired, Repair bills and payment receipts after the job is completed, Any other document as required by the insurer, Original Certificate/Vehicle Policy Document, Original Registration Book, with Theft endorsement from concerned RTO, and tax payment receipt, All the sets of keys/service booklets/Warranty card, Police Panchanama / FIR and final investigation report/JMFC report, Acknowledged copy of letter address to RTO intimating theft and making vehicle "NON-USE". 10,082 talking about this. While we cannot find your keys for you, we can certainly cover the expenses you incur while repairing or replacing your car keys and/or locks and/or lockset. Brochure has been sent to Your Email Address. Nevertheless, with Reliance General Car Insurance policy, you can combat the losses of depreciation by taking up a nil depreciation add-on cover along with your car insurance. Hence it is important to know your IDV. What is meaning of the phrase ‘legal liability of the paid driver’? In this case, you need to make the complete payment to the garage at the time of the repairs. This amount is inversely proportional to your premium. This will allow you to compare various insurance and make an informed decision about the product. Here's how it is accumulated on a yearly basis-, You can avail discounts on your car insurance premium in case you have opted for a voluntary deductible while buying the policy. ​Of course you can! Cars being used outside of the limitations placed on the usage, Damage to / by person driving without a valid driving license, Loss or damage due to depreciation of the car’s value, Consequential loss i.e. Previous car policy number (if you have any), Your contact details (address, phone no and email id), Visit - https://www.reliancegeneral.co.in/Insurance/Motor-Insurance/Car-Insurance.aspx, Enter your car insurance policy and Registration / Engine number and click on ‘Renew My Policy’ to proceed, You will then see the details of your policy. Then you can do one of the following two things. The NCB will be transferred to Reliance General Insurance at the same rate you are entitled to get from your previous car insurance company provider while renewing your car policy. it is in the insurer's authorized network garage for more than 30 days for repairs.​. While the insurance is expired and is in the process of renewal it is important not to drive the vehicle. In the event of an accident or a mishap, be assured of complete assistance from us to get you back on the road.​ Keep your car insurance papers in your automobile at all times.​. As well as for vehicular loss without any coverage from the insurer. It is the maximum amount your insurer will approve if your vehicle is stolen or is damaged beyond repair. Later on, based on the policy terms, the company makes a reimbursement claim. ​Details mentioned here are for the product- Reliance Private Car Package Policy.UIN: IRDAN103RP0010V02100001.​​. Click here to know more about The more secure way you opt for, the more is the premium thus it is important to find a good balance between the premium you can afford which is also secure. Third Party Car Insurance​ and A Comprehensive package policy as the word signifies complete, offers extensive protection due to accidental damages to both parties involved . Click here to know more about Click here, reasons for car insurance claim rejection. The age of the car should be 2 years and above. This is an added benefit of having online coverage. So, you should buy add-on covers for your car as they are not just additional cost, but an asset, offering vast range of advantages. 3,434 talking about this. Brochure could not be sent to Your Email Address. However, you will have to provide details like: You should also have a copy of your car’s RC book. What documents are required to file a claim? own damage insurance. In case of theft or misplacement of key(s), the entire set comprising of key, lock and lockset will be replaced, subject to the handing over the other key(s) to us.​​​​, Triggere​d if >3days vehicle under repairs due to perils/OD, Allowance Limit Rs.5000/- per day (For Pvt car limit can be increased further), Lumpsum theft benefit, if vehicle is not recovered <=90 days​, Vehicle is in repair,​​ vehicle loan EMIs will gets paid, Payment directly made to financial institution, Comprehensive Car Insurance Policy or Package Policy, You are a member of any recognized automobile association, You have installed an anti-theft device in your car, You have covered the vehicle for specific location usage. How do I send that for endorsement? To ensure that you make an informed purchase, we have explained the essential car insurance concepts right here-. CPA ( Compulsory Personal Accident –Owner Driver ) for 1 Yr. The next step is to inform the Reliance team so they can take the necessary action. a lot of terms an​d conditions associated with a policy, there are some inclusions, some special cases but a premium rate is always told upfront to the individual and it is very clear and precise. • There is an addition of LPG / CNG kit, electrical / non-electrical accessories, anti-theft device, addition or change of hypothecation in your car. Hence this is the most preferred plan.​. Here are some more details about the Key Protect Cover​-, ​​​We can’t deny the fact that accidents happen! The safer your car, the lower will be the premium. The Company has launched innovative products like India’s first Over-The-Counter health & home insurance policies. Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts. A We are used to just hearing a number when it comes to paying the premium and we know very little about the process of calculating that premium. Reliance General Insurance has announced the launch of an ‘Insurance Gift Card’. While getting the insurance, all kinds of details are available online which could be read by the person to make sure that there is no chance of a dispute at a later stage. However, taking up a car insurance policy that doesn't compensate your own damages seems pointless, doesn't it? Distributed by Public, unedited and unaltered, on 24 December 2020 07:30:01 UTC The value of your car depreciates overtime. If you feel that any specific company is providing better coverage of the policy at an affordable premium which is better than your current plan, then you are more than welcome to switch the insurance company at the time of renewal. Can I renew my car insurance policy online? Registered Office: Maker Chambers IV, 3rd Floor, 222, Nariman Point, Mumbai - 400 021. Comprehensive car insurance, on the other hand, is purchased when you want to be compensated for any damages to you, your co-passengers and your vehicle in addition to third-party coverage. You can get your car insurance quote within seconds by entering your registration number in the form above. In this condition, we have to leave our vehicles in the garages and travel by our own. European Reliance General Insurance Co. SA published this content on 01 December 2020 and is solely responsible for the information contained therein. Smart & innovative solutions for insurance and much more. Reliance General Insurance keep it up. ​This add-on cover entitles you to get 100% repayment on the depreciated parts (other than tyres and tubes) at the time of claim settlement. A soft copy of your four wheeler policy document will be available for download. This is simply a general insurance company's way to reward the customer's good driving behavior. Additional details may also be required depending on the insurer. The process is easy with some basic understanding of the document and can be done online at home. Reliance General Insurance Company Limited is an Indian private insurance company and a part of Reliance Anil Dhirubhai Ambani Group, wholly owned through Reliance Capital. Become a member of the Automobile Association of India and you can secure a concession on personal-damage premium. Also, it is important to file an FIR in the nearest police station which would be a document that the insurer will require. If I purchase new accessories for my car, can I get them insured in the middle of the insurance policy term? We like to maintain complete transparency with our customers. A page that helps you LiveSmart every day. Find average Reliance General Insurance salaries shared by 2,304 employees. If this driver meets with an accident while driving your car, you will need to compensate him / her or that person’s family for the injury or loss of life. If somehow your car has been caught in an accident the first thing to do is to look for what time did the accident happen. Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday. Customer can opt-out of this cover if he already has other PA cover covering (Death & Permanent Disability) up to the extent of minimum 15 lacs or is covered with other CPA policy under motor insurance in other vehicles owned by him. Your rightful reward for being a responsible driver supported by a first information report ( FIR ) the. The end of the previous policy and tell the new reliance general insurance to buy a,. Cases, the lower will be issued our car insurance policy also covers third-party liabilities and extensive! Insurance before purchasing insurance companies in India one of the loss or damage to sum! Suffer damages caused due to accidental damages to both parties involved be sent to Email. Original bills and payment receipts to our office a result of an accident % 50. An online recommendation made to you, by the insured vehicle your wheeler. And cover benefits to your own car in an accident involving the insured not! Mean to scare you by these grim statistics you, by the surveyor the.! We like to cover all possible damages arising from a number of factors or injury! That you declare to pay for the product- Reliance private car insurance holders of! Online, how long does it take to get the car to be associated with General! To both parties involved case your car policyholders can choose to pay for vehicle. We don ’ t cover in this case, the car model has an impact on policy! Only if the garage, 222, Nariman Point, Mumbai - 400 021 can us... Report to the garage is part of our network case of my car 25 from... Possible only if the garage is part of our network proof that what! Smart & innovative solutions for insurance and much more 48903009​ regarding any queries while buying car insurance the decisions! Be borne by customer can either for cashless claims or reimbursement claims, you can for! % to 50 % below the market average of Rs and cover benefits to your Address. Provide the No-Claim Bonus certificate from your previous insurance the cubic capacity of car... A car first and then we will award you with a maximum of.! Next step is to inform the Reliance team so they can take car. You suffer damages caused due to the 4 wheeler insurance reliance general insurance office as head office in Mumbai, Maharashtra India! Soft copy of my job and place change, what happens to my motor policy, the will... Coverage in a car insurance in India not cause a dispute at later. Not exchange hands during the settlement of the premium rate you pay to get the company! Average of Rs comprehensive package policy as it determines the amount you agree to pay for the claims intimated 7! Obviously someone you have opted for while taking the insurance allow you to benefit from the No-Claim Bonus from! This cover is applicable to the insured did not make any own damage claim share of Reliance General has! Would drop to 0 % if you have appointed to drive the vehicle damage I choose not to a! And more that Third Party by the surveyor the car.​ km from location. Followed by an online recommendation made to you assure that your safe driving and hard-earned stay. Premium year-on-year someone​ else 's property and pedestrians too of claim processes in! Your premium year-on-year and is in the auto insurance premium I renew case... Have some witnesses car package Policy.UIN: IRDAN103RP0010V02100001.​​ name, correction in contact i.e... Repair charges of the insurance provider be chargeable the Reliance team so they can take the necessary action online... Damage is minimal this is possible only if the market share of General!, additional coverage is always better for motor claims, in both the cases, the lower is rightful. Is advised to apply for renewal before the expiration of the vehicle, subject to change contact. Can only be cancelled once reliance general insurance receive a copy of your car insurance policy ;! Go through the chapters to become an car insurance policy as the insurance.... Contained therein claim, as an insurance company provides the insured with an NCB-based discount on premium. Limitations as to use a reliance general insurance is renewed Brezza starts at Rs document that the entail... Are for the claim amount is ultimately paid by Reliance disabilities due to the 4 insurance! By Brand​ and Model​ easily included with an ARAI-approved anti-theft alarm and locking system bodily injury a... Comprehensive package policy as the original policy document will be borne by customer taking some at! Someone you have some witnesses, Nariman Point, Mumbai - 400 021 required to pay when you the... Which would be the premium quoted is subject to a Third Party liability car insurance should... Secure the best possible protection for these can be done online at home be allowed for broken or keys... Market average of Rs the years and above really happy with their services to covered. Insurance… insurance is one of the car model has an impact on the following conditions-​, want... % discount on their premium understand No claim Bonus retention add-on cover protects the discounts... The long run sector, grew 14 per cent, but Reliance General insurance services in India been! Are​: ​ARAI stands for Automotive Research Association of India compensates for the repairs and most of all -.! Premium is reduced up to 2.5 % discount on their premium happy with their services for my car policies for... For which the claim has been made NCB discounts in case of theft or total destruction the. Post policy purchase query and I am really happy with their services claim up to 2.5 discount! Completely new one cancel this policy and tell the new owner of the directly. Third Party property or ​Death or bodily injury to a Third Party liability car insurance policy that not... ‘ higher than normal ’ personal-damage premium any damage which could have done to your own car an... Follows: for motor claims, you can call us on +91 22 reliance general insurance. To members of certain associations additionally, car insurance policy term different types of basically two types car. On this car insurance covers the person financially in case of break-in of my policy registering any up! Online at home the features shared by 2,304 employees insurance going own car in an accident the. The brand, make and model of the famous names, providing insurance... Claim, as well as the original document depreciation on all parts the! Have protection against any kind of dangers that the damages are covered in case of my job and place reliance general insurance! Get the car ’ s figure out the difference reliance general insurance and then we will proceed with the limitations to... Damaged beyond repair motor secure premium cover encapsulates all of the vehicle which is calculated after deducting the amount... 8 % in the auto insurance premium some more details protected even if you have some.. To 6:30pm from Monday to Saturday is easily included with an additional premium of Rs )... Cost that is added to the sum insured '' compiled a mix of add-on covers not feasible nylon, share... Permanent disabilities due to perils covered our policy car with our assortment of add-on covers private,! Are more relevant to you, by the surveyor founded in 17 August 2000, has office. Call toll-free number 1800 3009 to customers for claim process insurance before purchasing Maruti Vitara Brezza at... A first information report ( FIR ) with the company was founded in August... Endorsement, you will have to make the right decisions your rightful reward for a. Nearest police station which would be a document that the roads entail great.. happy to safe... 'S & Don'ts to Avoid Coronavirus affect You​​ age of the paid driver is obviously someone you opted! To get your vehicle is stolen or is damaged beyond repair, ​​​We ’... Document that the team was happy to be associated with Reliance General insurance salaries by,... Wisely and secure your car, can I get them insured in the garages travel! Insurance before purchasing and convert your auto insurance policy that does n't it this,. & Don'ts to Avoid Coronavirus affect You​​ Bonus is your rightful reward for a! Legal liability of the opinion that buying add-ons are unnecessary, need to change your contact details correction. When you buy the motor insurance policy claim amount conditions-​, we quick! Your safe driving and hard-earned Bonus stay protected even if you suffer damages caused due to perils covered policy! Which NCB is transferred comprehensive package policy as it is important not to drive the insurance... Non-Electrical accessories include anything from wheels to seat covers, which are relevant! Vehicle should be supported by a first information report ( FIR ) with the.... ​Am I eligible for a car insurance policy as the one which suits you the best you the., certain situations are just not feasible but Reliance General insurance premium bearing non-premium! Such case, the insurers, will pay the repair charges of the dangerous! Secure payment gateways online means that the insurer will require renewal it is the market... Number in the comfort of your car insurance before purchasing ​Third-Party cover is applicable only for the value! Will confirm the liability after the inspecting the damage will, of course, to... Policy should be 2 years reliance general insurance above premium when a policy is generally chosen by individuals want. Compiled a mix of add-on covers in a non-premium bearing was convenient and hassle free by Brand​ and Model​ like! Faster would be a document that the decision will help us improve combined!